The Best Cooling Mattress Pads 2021

Updated on November 8, 2021 While all product recommendations are chosen independently, we may receive compensation for purchases made through our site. Learn more about how we make money here.

Maybe you live in a hot climate, or maybe you just got your first memory foam mattress. Maybe your sleeping partner likes to keep the room nice and toasty. Whatever the reason, if you’re sleeping restlessly and waking up drenched in sweat night after night, you might benefit from a cooling mattress pad.

Mattress pads are thin layers that are designed to protect your mattress from stains and add a little bit of plushness. Cooling mattress pads have the added advantage of helping you sleep cooler, either by enhancing breathability and wicking away moisture, or by way of a fan or water tubes.

Cooling mattress pads tend to be relatively inexpensive and easy to care for, so they’re a low-risk option for improving your sleeping experience. Keep reading to find out more about materials, construction, price, and other buying considerations, including a list of the best cooling mattress pads.

Our Top Picks

Screen Shot    at  AMOoler Sleep System-Hydro-powered with remote unit to cool or heat -Options for 1 or 2 person temperature control -Can set temperatures via an app$1,399
SaatvaOrganic Mattress Pad-Organic and Fair Trade Certified™ -Machine-washable -Free shipping and 45-night sleep trial$175
Screen Shot    at  AMBamboo Mattress Pad-Highly reviewed and popular on Amazon -Suitable for tall beds with an 18″ pocket -30-night trial and U.S. madeSee Best Price–>
Screen Shot    at  PMAirtec Topper-Two patented cooling foam technologies -Eco-friendly and CertiPUR-US certified -5-year limited warranty and 30-night sleep trial$299
Screen Shot    at  AMBamboo Mattress Topper-Machine-washable and hypoallergenic -Brushed microfiber cover for added softness -Rayon derived from bamboo to stay coolSee Best Price–>

Chilipad Ooler Sleep System

Why we like it:

  • Customizable thermal range of 55-115℉
  • Machine-washable
  • App managing temperature
  • 90-day trial period and 2-year limited warranty
Chili Ooler Sleep System

The Ooler Sleep System by Chilipad is a sophisticated mattress pad with adjustable temperature that functions using a water-based cooling and heating system. The mattress pad itself is made of Tencel™ Lyocell and polyester and has a waterproof bottom. The pad is machine-washable and the tubes self-clean using UV light.

The Ooler Sleep System has a temperature range of 55-115°F (13-46°C). The temperature can be controlled via the Ooler app, which has an auto function for pre-setting the temperature before you get into bed. If you sleep with a partner, you’ll be glad to know you can each choose your own temperature setting. The app also lets you program a sleep schedule, choose from different levels of white noise, and even warm up the mattress pad so you wake up more naturally than with an alarm.

The Ooler Sleep System is backed by a two-year limited warranty and a 90-day trial period, and it ships free in the contiguous U.S.


Saatva Organic Mattress Pad

Why we like it:

  • Reputable luxury bedding brand
  • Organic and Fair Trade Certified
  • Machine-washable
  • 45-night sleep trial
Saatva Organic Mattress Pad

Saatva has established a reputation as one of the top affordable luxury mattress manufacturers, and now the company has brought its expertise to mattress pads. This plush mattress pad is made with Fair Trade Certified™, 100% organic cotton that carries the Global Organic Textile Standard (GOTS) certification. An attractive diamond baffle ensures even heat distribution throughout the night.

The organic mattress pad has an extra-wide elastic band and is designed to fit mattresses up to 16 inches tall. It can be machine-washed in cold water on the gentle cycle and tumble dried. Saatva offers free shipping and a 45-day trial period, so you have plenty of time to sleep on it before committing to this mattress pad.


ExceptionalSheets Bamboo Mattress Pad

Why we like it:

  • Highly rated and popular on Amazon
  • Fits mattresses up to 18″ tall
  • Affordable price point and U.S.-made
  • 30-night sleep trial and 1-year warranty
ExceptionalSheets Bamboo Mattress Pad

The Bamboo Mattress Pad by ExceptionalSheets is made with a silky rayon-from-bamboo blend. It’s padded with RevoLoft, a hypoallergenic polyester fiberfill that emulates the qualities of down and enhances airflow. A double needle baffle box stitch keeps the fill in place. The mattress pad has a fitted skirt that fits mattresses up to 18 inches deep.

Bamboo is known for its temperature regulation properties, and the ExceptionalSheets mattress pad will provide a plush yet breathable surface to sleep on. This mattress pad does not contain flame-retardant chemicals or additives.

eLuxury, the company behind the ExceptionalSheets mattress pad, has outstanding reviews for its customer service. This product has a 4.3 out of 5 rating on Amazon from more than 5,600 reviews. You have 30 days to try out the mattress pad, during which time you can return it if it doesn’t meet your expectations. eLuxury also backs the product with a one-year warranty.


Molecule Airtec Topper

Why we like it:

  • Specially engineered HexFLO™ and MOLECULARFLO™ for maximum airflow
  • CertiPUR-US foam designed and manufactured in the U.S.
  • Order includes free pillow
  • Free shipping and 30-day sleep trial
Molecule Airtec Topper

While the AirTEC is technically a topper, we’ve included it for those looking for more loft and support from a mattress pad. Molecule’s topper incorporates proprietary technology in every layer to keep your body at a steady temperature all night long. An advanced cooling fiber cover helps to conduct heat away from the sleeper and a one-inch comfort layer of MOLECULARFLO™ promotes airflow at 7x the rate of traditional memory foam.

The HEXFLO™ core layer uses an open cell composition to further promote airflow and relieve pressure from the shoulders and hips. The support layer is comprised of a one-inch layer of REVOVERFLO™ foam, designed to add loft and durable support that promotes spinal alignment regardless of a sleeper’s position. Together, these layers give this topper a three-inch profile and a uniquely high level of comfort and support for a mattress pad at this price point.

Molecule is also a great choice for the eco-conscious shopper — each foam is CertiPUR-US certified and manufactured in the U.S. using a specialized manufacturing process to trap carbon, resulting in 97% less emissions than traditional foam manufacturing. The Molecule mattress topper comes with free shipping plus a 30-night sleep trial, so you can try it out before you decide whether it’s right for you.


Zen Bamboo Mattress Pad

Why we like it:

  • Affordably priced
  • Machine-washable and dryable
  • Breathable and hypoallergenic
  • Brushed microfiber and bamboo rayon for a cool and soft feel
Zen Bamboo Mattress Pad

For those looking for a natural, eco-friendly mattress topper, the Birch Plush Pillow Top is a great option. This non-toxic mattress topper includes an organic cotton cover, natural New Zealand birch wool fibers, and Talalay latex. These layers work together to regulate temperature and cushion pressure points. The breathable cotton cover wicks away moisture, while the wool layer acts as natural insulation. Wool keeps you cool in warmer months by drawing heat away from the body. In cooler months, it works to keep you comfortable and warm. Talalay latex is a natural material that is breathable, which improves air circulation throughout the mattress. It also does not trap heat.

The Birch Plush Pillow Top is ideal for those who want a luxurious, soft feel for their mattress. It relieves pressure points and offers support. Though it is more expensive than most synthetic mattress toppers, this durable topper is backed by a generous 100-night sleep trial and a 10-year warranty.


Cooling Mattress Pad Buyer’s Guide

There are a lot of mattress pads out there, and it can be difficult to narrow down what exactly you’re looking for. In the following section, we’ll break down the differences between mattress pads, mattress protectors, and mattress toppers and list some buying considerations for cooling mattress pads.

What is a Mattress Pad?

A mattress pad is a thin quilted pad designed to go on top of your mattress. A mattress protector is usually thin and waterproof and a mattress topper can be quite thick and is designed to alter the feel of your mattress. A mattress pad falls somewhere in between these two. The main purpose of a mattress pad is to protect your mattress against spills and stains.

Usually only around an inch or less in thickness, a mattress pad can add some plushness or reduce pressure points but won’t alter the feel of your mattress as much as a mattress topper. Mattress pads usually attach to your mattress using elastic straps or a wraparound elastic skirt like you would find in a fitted sheet.

Mattress pads are useful for anyone who wants to protect their mattress from stains like sweat and other bodily fluids, and perhaps add a little plushness at the same time. Since they are usually machine washable and easy to transport, they are popular with college students or for use in guest rooms.

What Makes a Mattress Pad “Cooling”?

A cooling mattress pad is a mattress pad that is specially designed to help you sleep cool. Most cooling mattress pads accomplish this “passively” using materials that excel at temperature regulation. The loft also helps improve airflow, creating a buffer that prevents you from sinking into the mattress.

Covers are usually made of breathable and/or moisture-wicking materials like cotton, bamboo/rayon, or Tencel. The padding is usually made of down, wool, polyester microfiber, cotton, or other materials that provide some loft and allow the air to circulate. More rarely, the filling may contain gel-infused memory foam or latex, although these are more commonly found in mattress toppers. Some mattress pads are made with phase-changing materials that heat up to a certain temperature and then stay constant throughout the night.

Some mattress pads take it a step further and use sophisticated “active” cooling technology like a fan or water pump. Certain active cooling mattress toppers also allow you to heat up the mattress during cold weather.

Yet other mattress pads are “semi-passive” and must be refrigerated every day prior to use. The disadvantage of these is that their effects diminish as they lose their chill throughout the night.

Cooling mattress pads are very useful for people who sleep hot or whose mattresses trap heat. They can also help protect against small spills without reducing the breathability of your mattress.

What Are the Pros and Cons of a Cooling Mattress Pad?

Temperature regulation: Cooling mattress pads can help you regulate temperature, making you more comfortable and allowing you to save on your energy bills.Alters feel of the mattress: While a mattress pad is not as thick as a mattress topper, it may prevent your mattress from contouring in the same way.
Customizable: Many mattress pads give the option of being used for just one half of the bed, so each person can customize their side the way they like it.Not always waterproof: Unlike a mattress protector, a mattress pad is not usually 100% waterproof, so it won’t protect against the bigger spills.
More budget friendly Mattress pads tend to be more affordable than mattress toppers.Thinner than a topper: A mattress pad is not a mattress topper and won’t significantly change the feel of your mattress.
Can add plushness: If your mattress is just a little too firm, a mattress pad can add the plushness you need to reduce pressure points.Can be bulky: Active mattress pads may require extra space for a fan or water pump, and they may take a toll on your energy bill.
Portable and easy to care for: A mattress pad is a low-maintenance way to spiff up your mattress.Best options can be expensive: Most mattress pads are fairly cheap but active cooling mattress pads can run in the hundreds of dollars.

What’s the Difference Between a Mattress Topper and Pad?

A mattress topper is designed to supplement the comfort layers of a mattress. Mattress toppers are commonly used to extend the life of an old mattress by a few years or to buff up dorm beds or guest room mattresses. Made to lie on top of a mattress, they’re usually several inches thick and come in the same materials as typical comfort layers, such as memory foam or latex. They can affect various parameters such as firmness, temperature regulation, motion isolation, and support.

In contrast, the main function of a mattress pad is to help protect the mattress against spills, stains, burns, and other accidents. Mattress pads are usually an inch or less in thickness, and while they can add some plushness to the mattress, this is not their primary purpose.

How Much Do Mattress Pads Cost?

Mattress pads are usually significantly cheaper than mattress toppers, partly because the materials are often cheaper and partly because they are thinner, so there is less material in them. The exception is active cooling mattress pads, which use sophisticated technology that can cost hundreds of dollars. On the bright side, these are often quite durable and long-lasting, so you will get your money’s worth over time.

Average Latex Topper Price$100-400
Average Wool Topper Price$150-300
Average Memory Foam Topper Price$100-250
Average Feather Topper Price$100-150
Average Fiber Topper Price$60-100
Average Polyfoam Topper Price$10-30

Frequently Asked Questions About Cooling Mattress Pads

What is the best mattress pad to keep you cool?
The best cooling mattress pad for you will depend on your specific needs. An active cooling mattress pad that runs with a fan or water tubes will be more effective in keeping you cool, but may not be worth the higher price point if all you need is to increase the breathability of your mattress. You may also want to consider factors like price point, ease of care, size and shape, material, loft, whether you can adjust the mattress pad differently for each side of the bed, and how the mattress pad affects the feel and contouring of your mattress.
Do cooling mattress pads work?
In a nutshell, yes. Passive cooling mattress pads will wick away body heat but won’t be able to cool you down past a certain point. However, if you need a mattress pad that provides a very chilly sleeping experience, an active cooling mattress pad should do the trick.
Can you wash a cooling mattress pad?
Most cooling mattress pads can be machine-washed and tumble-dried on low heat. Try to be gentle when washing to prevent the filling getting clumped up.
Where can I buy a cooling mattress pad?
A variety of cooling mattress pads are available for purchase online, as well as in most stores that sell bedding.

Additional Sleep Resources